Privacy Policy

At Golden Beam Bank, we prioritize your privacy and are committed to safeguarding your personal and financial information. This Privacy Policy outlines how we collect, use, share, and protect the data you provide to us.

1. Information We Collect

   • Personal Identification Information: Name, address, phone number, email address, and other contact details.
   • Financial Information: Account numbers, transaction details, and other relevant banking information.
   • Online Activity: Information about your interactions with our website and mobile applications.

2. How We Use Your Information

   • To provide and manage your banking services.
   • To enhance customer service and support.
   • To communicate with you about account updates, promotions, and other relevant information.
   • To comply with legal obligations and prevent fraud.

3. Information Sharing and Disclosure

   • We do not sell your personal information to third parties.
   • We may share information with trusted partners to facilitate banking services, subject to strict confidentiality agreements.
   • Disclosure may occur as required by law, regulation, or court order.

4. Data Security

   • We implement advanced security measures to protect your information from unauthorized access or disclosure.
   • Regular audits and updates are conducted to maintain the integrity and security of our systems.

5. Your Rights and Choices

   • Access and Update: You have the right to access and update your personal information at any time.
   • Opt-out: You may choose to opt-out of non-essential communications.

6. Cookies and Tracking Technologies

   • We use cookies and similar technologies to improve your online experience and analyze usage patterns.
   • You can manage your cookie preferences through your browser settings.

7. Children’s Privacy

   • Our services are not designed for children under 13, and we do not knowingly collect personal information from them.

8. Changes to this Privacy Policy

   • We may update this Privacy Policy periodically. Any changes will be communicated via our website or other channels.

9. Contact Us

   • If you have questions or concerns about this Privacy Policy, please contact us at [email protected] or call our customer service department.

Your trust is important to us, and we are committed to protecting your privacy.